Terms and Conditions

September 10th, 2024

Welcome to www.LifesGreatWithKate.com & www.KatelynRalston.Life by Katelyn Ralston. By accessing or using this website, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully. If you do not agree with these terms, please do not use this website.

1. Use of Website

• This website is intended to provide general information about life insurance products and services.

• You must be at least 18 years old to use this website.

• You agree not to use this website for any unlawful or prohibited purpose.

2. No Financial or Legal Advice

• The content provided on this website is for informational purposes only.

• Nothing on this site constitutes financial, insurance, tax, or legal advice.

• You should consult a licensed insurance agent, financial advisor, or attorney before making any decisions.

3. Quotes and Coverage

• Any insurance quotes provided are estimates only and are subject to underwriting approval by the carrier.

• Availability of products and eligibility for coverage may vary by state and individual circumstances.

• Submitting information does not guarantee coverage. Policies are issued only after a completed application, underwriting review, and approval.

4. Privacy and Data Collection

• I may collect personal information (such as name, email, phone number) when you submit a request for a quote.

• By providing your contact information, you consent to be contacted by me or my partners via phone, text, or email.

• Your information will be handled in accordance with our [Privacy Policy].

5. Limitation of Liability

• I strive to provide accurate and up-to-date information, but I make no warranties or representations regarding the completeness or accuracy of this site.

• I am not liable for any damages resulting from the use of this website, including reliance on any information provided.

6. Third-Party Links

• This website may contain links to third-party sites. I am not responsible for the content or privacy practices of those websites.

• Any link provided does not imply endorsement.

7. Intellectual Property

• All text, graphics, logos, and content on this website are the property of Katelyn Ralston and Partners unless otherwise stated.

• You may not copy, reproduce, or distribute any material from this website without written consent.

8. Changes to Terms

• I may update these Terms and Conditions at any time. Changes will be posted on this page with the updated “Last Updated” date.

• Continued use of this website after changes means you accept the updated terms.

9. Governing Law

• These Terms and Conditions are governed by the laws of the state of Virginia, without regard to conflict of law principles.

10. Contact Us

If you have any questions about these Terms and Conditions, please contact:
Katelyn Ralston
804-713-9062
LifesGreatWithKate@Gmail.com